- Hong Kong's middle class has little money to spare at the end of each month;
- The majority of respondents have insufficient time to manage their financial affairs properly;
- Most do not think their MPF returns, and their property investments for those who have them, will be adequate for their retirement;
- Most expect little help from the government; and
- More than half said they could not expect financial help from their children in their old age.
Er - why?